Personal loan offers in less than 60 seconds
Whether it's debt consolidation, home improvements, or unexpected expenses, we help you find competitive rates from trusted Australian lenders with no hidden fees.
Some of our trusted Aussie lenders
Trusted by customers across Australia
The right loan for whatever life brings
Clear Compare helps you find competitive rates for a variety of personal loan needs
4 ways we make finding the right loan easy
Real offers
Receive genuine pre-qualified offers from multiple lenders.
Fast Process
Quick questions to find your best personal loan options fast.
We Protect Credit Score
We protect your credit score by matching you with the best lenders the first time.
Direct Access
We have direct relationships with some of Australian’s most trusted lenders.
3 easy steps to get started
Access competitive personalised rates for your next personal loan fast by following these steps.
Complete your comparison
Fill out our easy online form in as little as 60 seconds so we can filter out the lenders that aren’t applicable for you.
Compare your offers
Based on your input, lenders will match with you and your loan requirement.
Pick the lender of your choice
Compare options side by side with no bias and continue with the lender of your choice.
Frequently asked questions
What loan amounts are available?
Clear Compare works with a panel of trusted Australian lenders who offer a wide range of loan amounts and terms. Depending on your profile, you may be able to borrow up to $100,000. Once you complete your comparison, we’ll show you the options you qualify for so you can choose the loan that best suits your needs.
Will applying affect my credit score?
No. Using Clear Compare to check your loan matches will not impact your credit score. We only perform a soft credit check, which lets you see your personalised offers without leaving a mark on your file. A hard credit check is only done if you choose to proceed with a lender and complete their full application.
How long does approval and funding usually take?
Most customers receive their personalised loan matches in less than 60 seconds. If you choose a lender and continue with their full application, approval times vary, but many lenders can finalise your application the same day, with funds often released within 24 to 48 hours once approved. Some lenders may take slightly longer depending on your situation and documentation.
What information do I need to apply?
To get your personalised loan matches through Clear Compare, you only need a few basic details about your income, employment and expenses. This helps our system find lenders that may be suitable for you. If you proceed with a specific lender, they may require additional documentation such as ID, bank statements, or payslips.
Are there any fees for using Clear Compare?
No. Using Clear Compare to check your personalised loan matches is completely free. We don’t charge you anything to compare lenders. If you decide to go ahead with a loan, any fees will be clearly outlined by the lender before you proceed.
How do I apply for a personal loan with Clear Compare?
Applying is simple. Start by entering a few details about your financial situation. Our platform will show you the lenders and loan options you may be eligible for in under a minute. You can then compare your offers side-by-side and choose the lender you want to proceed with. Once selected, you’ll be taken to that lender’s official application page to complete the final steps.
It’s time to find the right loan for you.
Take action today and secure a competitive loan rate for your personal needs.
